bugfix: prevent null-deref oops if lower f/s is NFS (mmap writes)

bugfix: prevent null-deref oops if lower f/s is NFS (mmap writes)

This is a workaround fora deficiency of the linux MM layer, which doesn't
allow clean coordination between upper and lower pages in stackable layers.
We prevent an oops, but the cost is that we're not able to implement
writepages cleanly, not can we call the lower file system's writepages.

Signed-off-by: Erez Zadok <ezk@cs.sunysb.edu>